Privacy Policy

1. Information We Collect

1.1 Information You Provide

We may collect the following information when you use our platform:

• Account information: username, password.
• Financial entries: income, expenses, categories, notes, and any other data you manually enter.
• Communication data: messages you send through our contact forms or support channels.

1.2 Automatically Collected Information

When you visit Monwis.com, we may automatically collect:

• Usage data (pages visited, time spent, interactions)
• Cookies and similar technologies (for Reports and functionality)

We do not collect bank account numbers, credit card details, or any financial institution login credentials.

2. How We Use Your Information

We use your information to:

• Provide and maintain the Monwis platform
• Sync and display your income and expense data
• Improve user experience and platform performance
• Respond to support requests
• Send important updates or service notifications
• Analyze usage trends to enhance features and security

We never sell your personal data.

3. How We Store and Protect Your Data

We take data security seriously. Your information is protected using:

• Encrypted connections (HTTPS)
• Secure servers and databases
• Access controls and authentication measures
• Regular security monitoring

While we strive to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but follow industry best practices.

4. Cookies and Tracking Technologies

Monwis.com uses cookies to:

• Keep you logged in
• Remember your preferences
• Analyze site performance

You can disable cookies in your browser settings, but some features may not function properly.

5. Sharing Your Information

We may share your information only in the following cases:

• Service providers who help us operate the platform (for example, hosting and Reports providers)
• Legal requirements, if required by law or to protect our rights
• Business transfers, such as mergers or acquisitions (you will be notified)

We do not share your financial entries with advertisers or third parties for marketing.

6. Your Rights

Depending on your location, you may have the right to:

• Access your personal data
• Correct inaccurate information
• Request deletion of your data
• Export your data
• Withdraw consent for data processing

To exercise these rights, contact us at https://monwis.com/contact-us

7. Data Retention

We retain your information for as long as your account is active or as needed to provide our services. You may request deletion of your account and associated data at any time.

8. Third-Party Links

Monwis.com may contain links to third-party websites. We are not responsible for their privacy practices or content. We encourage you to review their privacy policies.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page will reflect the latest version.

10. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, please contact us at https://monwis.com/contact-us