Personal finance & budgeting tools
Monwis is a free personal finance and budgeting tool that helps you manage your budget, track income, monitor spending, and gain real-time insights into your financial health. Take control of your money and make smarter financial decisions with confidence.
Money likes to be counted
Track, budget, and analyze your money
With our software keeping count of your money is easy. Track your income and expenses, categorize transactions, and gain insights into your spending habits. Our intuitive interface makes it simple to manage your finances and stay on top of your budget.
- Expense Tracker
Easily track expenses and understand where your money goes. Categorize spending, monitor habits, and take control of your finances with a simple expense tracker.
- Income Tracker
Track your income effortlessly with our free income tracker. Record earnings, monitor cash flow, and stay organized with real-time insights into your finances.
- Reports
Generate detailed budget reports to analyze your income and expenses. Gain clear insights, identify trends, and make smarter financial decisions with real-time data.
- After-Tax Income Calculator
This tool provides a clear and accurate breakdown of your income using Ontario’s 2026 tax rates
- Mortgage Calculator
This mortgage calculator helps you estimate monthly payments, interest costs, and the full price of your mortgage.
Money grows when you keep track of it
Track your finances with real-time budget reports
See detailed visualizations of your financial data with our budget reports.
Try free budgeting & income tracking tools — no registration needed
Get started by choosing a financial tool or sign up to save your data and access it across all your devices.
Manage your spending and budget effectively with our expense tracker app.
Track your income and monitor cash flow with our budgeting app.
This money management tool provides detailed budget reports with charts and visualizations.
Get your after‑tax net income instantly.
Get instant, accurate mortgage payment estimates.
Why use a personal finance tracker?
A personal finance tracker helps you manage your budget, track expenses, monitor income, and understand your spending habits. With real-time insights, you can make smarter financial decisions and stay in control of your money.