We make personal finance simple
At Monwis.com, our mission is to make personal finance simple, accessible, and free for everyone. We provide a growing collection of free personal finance tools designed to help individuals better understand, manage, and improve their financial lives.





What Monwis offers
Monwis brings together essential personal finance tools including an income tracker, expense tracker, after-tax income calculator, mortgage calculator, loan payment calculator, and compound interest calculator— all in one convenient platform. Whether you're creating a budget, tracking daily spending, planning a home purchase, or forecasting long-term investments, our tools are designed to give you accurate insights and clear, easy-to-understand results.
Our approach
We focus on delivering easy-to-use financial calculators and trackers that require no unnecessary complexity. Our goal is to remove barriers so anyone can quickly access reliable tools to make informed financial decisions. From beginners learning how to budget to experienced users planning major financial goals, Monwis supports every stage of the journey.
Always growing
As we continue to grow, we are committed to expanding our library of free financial calculators and personal finance tools while maintaining speed, simplicity, and accuracy. Monwis is built to be a trusted resource for anyone looking to take control of their money with confidence.
Get in touch
If you have any questions, feedback, or feature requests, we'd love to hear from you. Please reach out through our Contact Us page, and we'll get back to you as soon as possible.
Try our services
Income Tracker
Track your income and monitor cash flow with our budgeting app.
Expense Tracker
Manage your spending and budget effectively with our expense tracker app.
Budget Reports
This budgeting tool generates detailed reports with charts and visuals.
After-Tax Income Calculator
Estimate your Ontario take-home pay after federal tax, CPP, and EI deductions.
Compound Interest Calculator
See how your savings grow with our compound interest calculator.
Mortgage Payment Calculator
Get instant, accurate mortgage payment estimates.
Loan Payment Calculator
Calculate personal loan and car loan payments — monthly, biweekly, or weekly.
RRSP Calculator
Estimate how much your RRSP will be worth at retirement.